Chime card comes with a lot of ease and financial features that one shouldn’t miss at all. If you taken out your Chime funds are out of balance and looking for, where can I load my Chime card, then you have surely landed at the right place. We will walk you through all the deposit requirements and limitations you need to keep in mind before beginning.
Where Can I Load My Chime Card – Chime Deposit Partners
Chime is a financial technology companies and there are only a few other top-notch financial services like Chime.It allows you to get paid earlier than your regular payday by setting up the direct deposit.
Unlike traditional banks that may cost you a fortune for accessing their financial services, Chime doesn’t cost you a penny for overdrafts. In addition, you don’t have to worry about paying any monthly fees and you need no minimum balance to be able to open an account at the Chime. There are also loan services that work with Chime for your ease!
Get access to around 60,000+ fee-free ATMs at a number of retail stores. If you are someone who has bad credit and struggling to get the best banking services, Chime should be your go-to place. Through its Chime Credit Builder Secured Visa Credit Card, you can get all you need to build up your credit in an efficient manner.
No need to pay an annual fee, interest, no credit check to apply, and zero minimum security deposit to build credit on everyday purchases. You can use your Credit Builder card anywhere Visa credit cards are accepted and make on-time payments to progressively build your credit score.
Another one we’ll be talking about is the Chime debit card, a perfect alternative to a traditional debit card. The Chime debit card also does not require you to pay any monthly maintenance fee and no minimum balance is required to apply for the card.
To make any purchases, it is important that you have a sufficient balance on your Chime card. There are several ways of doing so few of which are mentioned below.
- Request your friend who is also a Chime user to transfer a certain amount of the required balance to your Chime account.
- In addition, you can also transfer money from your linked bank account to the Chime card.
- Visit any departmental or retail stores that are Chime deposit partners and accept cash deposits.
There are more than 90,000 retail locations to know where you can load your Chime card from. The process is straightforward as all you need to do is go to the cashier at the store and request them to deposit the amount into your spending account.
- Duane Reade
- Circle K Stores
- Cumberland Farms Corp
- Sheetz Incorp
- Family Dollar
- Rite Aid
- Holiday Station Stores
- Pilot Travel Centers
- GPM Investments
- Kwik Trip Inc
- Krause Gentle (Kum & Go)
- Royal Farms
- TA Operating LLC (TravelCenters of America)
- Dollar General
Please note that every Chime user can make no more than three deposits in a period of 24 hours. Moreover, the deposit limit is only up to $1000 for every 24 hours and the monthly deposit limit is $10,000 maximum.
Load Chime Card at CVS
Now when you are aware of a few of the best and most accessible CVS stores that allow you to load your Chime card, here is a detailed procedure on how to do so.
- Look for the nearest CVS store within your premises.
- If you don’t know about one, using the CVS store locator or Google Map should be your top option without a question.
- Once you find the store, head over to it and go to the cashier’s desk.
- Request them that you want to add money to your Chime card.
- To confirm whether or not you are a registered user, they might ask you for your contact details.
- Next, they will guide you about the deposit fees for loading money onto your card.
- Hand them over your Chime card along with the cash that you want them to add to your card.
- Pay them the fees and voila! You are done loading your Chime card.
It would be best to ask the cashier about the deposit fees before asking them to load the card. Every retailer has different fees which might vary from one state to the other, therefore, look into it before visiting any store location.
Checking Third-Party Retailer Transaction Fees
Third-party money transfer services can cost you a certain amount of fee to add funds to your Chime card. In addition, they might as well charge you with transaction fees and set a certain limit on the amount you can add to your account.
These specific limits can either be on a daily, weekly, or monthly basis so make yourself aware of all the associated costs you might have to pay to these third-party retailers. You can check the transaction fees of various retailers following the steps mentioned below.
- Go to the Chime app on your smartphone.
- Sign in to your account using your credentials.
- Click on the option of Move Money.
- Once done, please click on the option of Deposit Cash.
- You will come across the option of See Locations Near Me in the next window.
- Click on it and it will present before you all the available retailers in your near premises.
- Next, click on the Info option to see their transaction fees.
If you are thinking about whether you can load your Chime card at an ATM or not, then we are sorry to say that Chime has not yet supported such a feature and you cannot add funds to your Chime card using the ATM.
Fees to Load Chime Card
As discussed earlier, every location has set a different deposit fee depending on their policies and regulations. Typically, loading the Chime card doesn’t charge you much as the charges limit ranges from $1 to $4. Still, it would be best to know the cost beforehand to avoid any unexpected fees at the cashier’s counter.
If you are not willing to pay a penny to get your Chime card loaded with funds, then the best cashless way would be requesting from someone who is also a Chime user to send money to your Chime account.
How Much Time Does it Take for The Money to Show in My Account?
Depositing money onto your Chime card is straightforward and easy. As for the time, you won’t have to worry much since the funds are available within two hours of deposit to your account. No matter what option you opt for making a transfer, the deposit time doesn’t change for all.
As soon as you make a deposit from one of the Chime deposit partners, you will get a notification on the contact number that you provided at the time of setting up your account. In addition, you can also check the balance by logging in to your Chime app two hours after loading the card.
Banks Where I Can Load My Chime Card
Apart from the retail stores, there are various banking platforms that help you in loading the funds to your Chime Card. Some of these include.
- PNC Bank
- Bank of America
- Capital One
- Wells Fargo
- Navy Federal
- Citi Bank
- Charles Schwab
- U.S. Bank
- Sun Trust
- TD Bank
To load the Chime card from any of the above-mentioned banking institutions, please follow the steps mentioned below.
- Go to the Chime app on your smartphone.
- Log in to your Chime account providing all the relevant credentials.
- Next, click on the option of Move Money.
- Once done, choose the Transfer option.
- Fill in the username and password of your bank account.
- And that is it. You can now transfer money to your Chime card using any of the above banks.
The transfer time for the banks is much longer than the cash deposits as it can take up to five business days for funds to be available in your account. Talking about the limit, you can send $10,000 per day and $25,000 per month through this type of transfer.
Before You Go!
The Chime debit card is indeed one of the convenient ways to make payments and build credit on everyday purchases. It cuts down all the unnecessary maintenance and monthly costs and you can load it at various CVS and retail stores. Look for your nearest Chime deposit partner and you are good to proceed ahead.
The deposit fees at various retail stores vary a lot as it mostly depends upon the amount you want to load on your Chime card. As for the Chime itself, it doesn’t charge you a penny for loading the funds onto your card. Just make sure that your funds are only FDIC insured as they reach your Chime account.
Miriam Caldwell is a dedicated & expert freelance writer to educate people about personal finance management and budgeting. She shared her knowledge and published the articles at TheBalance.com, GOBankingRates, and BlissfullyDomestic.com. Many financial institutes pick Caldwell as the brilliant source for educational personal finance content.