Paying through credit and debit cards online and in-store is quite a common concept. But, let us dive into a newer and popular approach, highlighting various shopping sites that accept eChecks and personal checks and all their requirements to pay attention to.

You can pay for your products through eChecks and personal checks at various retail stores such as Walmart, Wayfair, Amazon, B&H, Brandy Melville, Cabela’s, eBay, Milanoo, Oriental Trading, Vistaprint, and a few others. On the contrary, certain stores do not accept payment via checks which include Ali Express, Foot Locker, Tiger Direct, Costco, Big Lots, and a few others. 

Best Shopping Sites That Accept eChecks Personal Checks 

Various online shopping sites accept checks and personal checks as their payment method at checkout. Paying online using eChecks is very straightforward, as you only need to look for online check-cashing stores. 

Shopping SitesCheck Types Accepted 
Amazon Pay through eChecks at Amazon 
Appliances ConnectionPay through physical checks or eCheck by PayPal 
B&HPay through physical checks or eCheck by PayPal
Brandy Melville Pay through eCheck by PayPal
Cabela’sIt accepts physical check or eCheck at Cabela’s 
eBay You can pay through physical check or eCheck by PayPal at Cabela’s
Milanoo Accepts eCheck by PayPal or you can make bank transfer 
Oriental Trading Check types accepted here include physical check and eCheck by PayPal 
QVCPhysical check and eCheck by PayPal are accepted at QVC
Vista PrintAllows payments through both the physical check and eCheck 
WalmarteCheck by PayPal are accepted at the time of checkout 
Wayfair It accepts physical check, eCheck and payments via PayPal 
Nordstrom You can pay via the eCheck at Nordstrom. 
Dell Dell platform is where you can make a purchase using the eCheck
OverstockOverstock allows you to pay with eCheck
SmartBargains You can choose to pay manually through the check at the SmartBargains. 

Electronic checks are now becoming more popular, and people can pay for their purchases apart from using credit and debit cards. You can pay through the checks in different ways and at various stores at your convenience. 

Just shop as you normally do and checkout by providing your bank routing number and checking account information. At the payment option, you can see what checks are supported by the respective platform as a payment method. 

You can also mail your checks to the respective address provided by these web-based retailers. As soon as the company receives your check, they process your order that was kept on hold.

1. Amazon 

Amazon is one of the largest multinational technology e-commerce companies. With Amazon Shopping, you can purchase a wide range of products through a web-based platform and various payment options like Netspend and checks that make shopping easier and more accessible. 

You can pay with eChecks through the bank transfer at Amazon. Moreover, it doesn’t accept payments from PayPal. Choose to Add a Checking account option during Shipping & Payment to pay through eChecks. 

2. Appliances Connection 

Appliances Connection, an online official retailer, provides many brand-name appliances in addition to furniture manufacturers. The payment process is quite flexible as it allows purchases via checks.

It allows you to pay through a physical check or eCheck by PayPal. At checkout, you must choose PayPal as the payment option through personal checks. The check clearance can take up to a few weeks before your order gets shipped. 

3. B&H

One of the top American photo and video equipment retailers, B&H is one of the most trusted choices for all photographers, creative professionals, and musicians. B&H store accepts both the physical check and eCheck by PayPal to allow you to make various purchases. 

You can choose the PayPal payment option at checkout or contact the customer service support of B&H at the following number: (800) 606-6969. The B&H support staff will guide you on creating a quote number on the check and how to mail it to them. 

4. Oriental Trading 

Oriental Trading is an all-rounder shopping site offering products from party supplies, home décor, custom apparel, event supplies, education products, and so much more. It is one of the top direct marketers and sellers of all these products. 

Oriental Trading accepts physical checks and eChecks by PayPal as payment options. You can choose the PayPal payment method at checkout or mail it using the Oriental Trading order form. Make sure to add your current address on your checks. 

If your check is returned for the non-sufficient funds, you will be charged $20 as a service charge here. 

5. Brandy Melville 

Brandy Melville displays an exclusive aura of clothing and fashion accessories. It has been known to market its products to teenage girls and young women and is a perfect go-to brand for Gen-Z.  

Brandy Melville only accepts payments that are made via the eCheck by PayPal. Like any other platform, you must choose PayPal as a payment option during the checkout. Next, you should choose a bank as a payment method to complete the transaction process. 

6. Cabela’s 

Another shopping site where you can make payments through checks is Cabela’s. It sells antique guns, camping gear, bear-proof food kegs, and more. This American retailer specializes in outdoor recreation merchandise. 

Cabela’s accepts both physical checks and checks to make purchases. You can mail your order and the payment check to Cabela’s provided address. Moreover, you can also call Cabela’s customer service and request that they set up an electronic payment for you. 

7. eBay 

eBay is one of the greatest online shopping sites known for its auctions and consumer-to-consumer sales worldwide. It is one of the massive corporations serving as a verification portal for all retailers and consumers. 

Payments at eBay can be made either with the eCheck by PayPal or physical checks at your convenience. The payment option varies with the sellers; whatever option they support will be visible at checkout. The auction or fixed-priced items can be purchased if sellers opt for personal checks. 

8. Milanoo

Whether it is a wedding dress or a cosplay costume, Milanoo has everything for its customers, from chic handbags to stylish shoes. It offers check payments and facilitates people who don’t want to make payments via cash. 

Milanoo accepts check payments by PayPal or bank transfer, i.e., mostly eChecks. As for the bank transfer, you must use the banking information on the website, which guides you through the payment process.

Use PayPal or Electronic Funds Transfer, but you won’t be facilitated with personal checks at Milanoo. 

9. Vistaprint 

Vistaprint sells unique business cards and print solutions, offering convenience and digital marketing products for micro-businesses. You can make payments at Vistaprint in the form of checks. 

Vistaprint accepts both physical checks and eChecks by PayPal. Please note that Vistaprint eCheck’s order value is not above $10, whereas paper checks are available for orders over $10. Please write your order number on the check and mail it to the associated address so your order gets cleared and processed. 

10. Walmart

Paying through checks at one of the global retailers, Walmart isn’t surprising. This multinational retail corporation has successfully taught all the best features to facilitate the customer’s purchases. Walmart facilitates its customers to make payments through the eChecks by PayPal. 

Just select PayPal at the time of checkout and choose the bank account as your payment option here. Walmart also accepts checks through the Pay with Cash program, where you can choose Pay with Cash while checking out. Just visit their local store to make payment using a personal check. 

11. Wayfair 

Wayfair is another US-based furniture company that has been selling home goods for quite a while now. Some other categories it sells include décor items and kitchen and dining products. Wayfair offers various payment methods, including physical, eChecks, and PayPal. 

Pay by check or bank transfer by selecting PayPal at checkout or after requesting a quote. You will have to wait for at least 15 days as Wayfair holds the orders paid by check until they are received for clearance. 

12. QVC 

QVC platform specializes in televised home shopping and is one of the largest electronic retailers. It also sells jewelry, housewares, cosmetics, and more merchandise. 

Payment through physical checks or eCheck by PayPal are two options the QVC supports. Choose PayPal or check/money order at checkout. If you opt for the check, please select Place Order to complete the process. 

You need to mail your check to the QVC address within ten days to prevent the order cancellation. 

13. Nordstrom 

Nordstrom, a leading fashion retailer, is a hub for fashionable items for men, women, and kids. Its unparalleled collection of products has been quite a bliss for people who are really into shopping. 

You can pay via the eCheck at Nordstrom. You should provide your account and the routing number to complete the payment. Nordstrom accepts check payments in a wide range of shopping categories. 

14. Dell 

Pay for your laptops, desktops, gaming PCs, monitors, and other gadgets via check. Dell is an American company that sells and provides repair services for computers and related products. 

Dell is yet another platform where you can purchase using the eCheck. Just choose this payment option at checkout, and you can proceed. You can also use Dell’s online banking website if you have a registered account.

15. Overstock 

Overstock designer brands help you get home goods and furniture at very reasonable and rock-bottom prices. Additional items it offers include area rugs, window treatments, bed & bath, lighting, mattresses, and more. 

Overstock allows you to pay with eCheck when shopping for different items. The shopping site, however, requires your account number and the checking account number to complete the payment for the purchase. 

16. SmartBargains

SmartBargains resources products from top brands and sells various items, including watches, sunglasses, jewelry, handbags, and luggage bags. You can also choose to pay manually through the check at the SmartBargains. 

Please make your check to the SmartBargains and mail it to their provided address to proceed with the shipping process. Kindly add your name and address on the front side of the check. The company will ship your order as soon as they receive your check and payment.

17. Foot Locker

Foot Locker accepts eChecks via PayPal or bank transfer. You can choose PayPal as the payment method at the checkout or scan the QR code with the PayPal app for contactless payments.

18. Staples

Staples accept physical checks or eChecks via PayPal. You can select the option on the payment page or pay with a check by calling (800) 333 – 3330. Here, you can place the order and receive the instructions on how to mail the check for payment.

Shopping Sites That Don’t Accept eChecks Personal Checks 

Now that you know various shopping sites that accept eChecks personal checks, a few do not facilitate this service and allow payments through debit or credit cards.

  • Sears
  • Old navy
  • Banana republic
  • Kmart 
  • Home Depot 
  • Old Navy 
  • Groupon 
  • Athleta

Before You Go! 

It is quite a delight to note that various stores have started accepting checks as payment options. Only a few retail locations facilitate this process, but several top-notch stores acknowledgeyments through checks. 

While this can be a convenient option, please note that it may take weeks to receive your order. Even though it is safe and doesn’t come with any incurring fees, you should prefer to pay with PayPal, where you can directly pay by linking your checking account with the routing number to your PayPal account. 

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