Green Dot is the legitimate place for financial services and other banking solutions. It offers various payment cards which can be used for ATM withdrawals but the Green Dot ATM withdrawal limit differs with each type and the ATM service you are using.
What Is Green Dot ATM Withdrawal Limit?
Green Dot is one of the trusted banking institutes that aims to provide trusted and best-in-class financial management solutions to customers. Its technology assists the customers with fast and robust electronic payments, sending money from Greendot to bank accounts, etc.
It has served around 33 million customers to date with 22 years of experience in banking innovation. It offers many financial services along with financial products to banking consumers. Some of these include mobile banking, debit cards, sending and depositing money. Although there are ATMs that lets you overdraft, there is typically a limit on how much you can take out from Greendot card at ATM.
It offers four ranges of payment cards with distinctive features and benefits. You can choose one as per your requirement and what services you are actually looking for. The debit cards include the Visa Debit Card, Pay As You Go Visa Debit Card, Cash Back Visa Debit Card, and GO2bank Visa Debit Card.
The ATM withdrawal limit of the Green Dot varies with the card type but typically you are allowed to withdraw up to $500 in one day.
Another way you can differentiate between the Green Dot cards is that they are usually White or Black. People who have white cards also possess a checking account and they can withdraw up to $600 per day.
Different Types of Green Dot Cards and How They Work?
Green Dot Prepaid Visa, Green Dot Load & Go Prepaid Visa offers a $3000 limit in daily cash reloads, $500 in ATM withdrawals per day, and $1500 in teller withdrawals per day.
However, the black prepaid debit cards are for people who do not have an open bank account. It is quite obvious to note here that these cards do not allow you to withdraw money at all. In addition, the Walmart MoneyCard by the Green Dot allows for the withdrawal of up to $1000 at the Walmart register or MoneyCenter.
The total spending limit inclusive of the ATM withdrawal through the Green Dot cards is only up to $10,000 and no more. If you wish to increase the daily ATM withdrawal limit, you need to contact customer service for further process.
Where to Look for Green Dot Free ATMs?
One of the interbank networks that won’t charge you any fee on withdrawing from the ATM through a Green Dot card is the MoneyPass. It charges no additional fee for the transactions and can be found at credit unions and various local banks.
MoneyPass provides the customers with surcharge-free cash withdrawals with the MoneyPass card.
As mentioned earlier, there is no additional fee on using the MoneyPass ATM, but it only supports the customized Green Dot cards for ATM withdrawals. In case your card is yet not verified officially, you won’t be able to use it at the MoneyPass ATM.
On applying for the Green Dot card, you typically get it within seven to ten business days and you can activate it following the process at their website. Without your official name and further identity, MoneyPass doesn’t facilitate ATM withdrawals via Green Dot card.
Green Dot Cards
The table below shows all the features and additional benefits you can get on either of the cards.
| Visa Debit Card | Pay As You Go Visa Debit Card | Cash Back Visa Debit Card | GO2bank Visa Debit Card |
| No monthly fees after 1st monthly fees with direct deposit of $500 | No monthly fees | Earn 2% cash back on online and mobile purchases. | No monthly fees with eligible direct deposit |
| Typically, $7.95 per month | No maintenance and bank transfer fee | It also lets you earn 2% APY on money in savings | Typically, %5 per month without deposit |
| Get paid two days early for payroll | Pay bills and shop online and in-store | Withdraw cash at thousands of free in-network ATMs | Withdraw cash at thousands of free in-network ATMs |
| Get paid four days early for government benefits | You can set aside the money in the Vault too. | You can earn cash back on online and mobile purchases | Earn over 10x the national savings rate average and 7% cash back via eGift Cards in the app |
| Overdraft protection up to $200 | Overdraft protection up to $200 | Overdraft protection up to $200 | Overdraft protection up to $200 |
| It is accepted by the mobile digital wallets | It is accepted by the mobile digital wallets | It is accepted by the mobile digital wallets | It is accepted by the mobile digital wallets |
Before You Go!
Most of the Green Dot cards allow you to withdraw up to $500 at an ATM or the bank per day. Unlike Cash App ATM service, greendot withdrawals can be free. However, it is important to note that the limit and fees can vary with the card type and ATM you are making a withdrawal at. Green Dot serves to protect your banking information providing you the security chip-enabled cards.
Whether it is mobile banking, making bank transfers, cashing checks, or adding cash, Green Dot has no limits when talking about its financial services. You can also reload your Green Dot prepaid cards through a check, cash, bank transfers, or direct deposits. The reload fees typically range up to $6 and no more.
Miriam Caldwell is a dedicated & expert freelance writer to educate people about personal finance management and budgeting. She shared her knowledge and published the articles at TheBalance.com, GOBankingRates, and BlissfullyDomestic.com. Many financial institutes pick Caldwell as the brilliant source for educational personal finance content.
