By trying your luck with 60SecondPremier, you can get your hands on a credit card meant specifically for those poor credit score.

Yes, you heard us right!

Note! First PREMIER card offered by 60SecondPremier is an amazing choice for beginners or those who wish to improve their score. Now you can even apply for the card via pre-approved mail offer so you don’t have to spend an hour filling out the application form.

First PREMIER card offered by 60SecondPremier is an amazing choice for beginners or those who wish to improve their score.

Now you can even apply for the card via pre-approved mail offer so you don’t have to spend an hour filling out the application form.

Getting a mail offer from 60SecondPremier also means you have more than just average chances of becoming a cardholder.

Although it is a good thing, there is no shame in applying for the card with a mail offer and in this article we will show you how!

60SecondPremier – Quick Overview

You can avail the mail offer from the PREMIER bank only if you are a legal resident in the US. You also need to be of 18 years or older for credit card application and holding a bank account.

Other than that, there are no strings attached to how many terms and conditions First Premier credit card carries.

In fact, this card is much easier to use and it has helped many customers increase their credit score by reporting their good spending habits to the 3 major credit bureaus.

Getting a pre-approved mail offer provides all the more reasons to go ahead with the credit card application. The offer makes the process short, easy, and increases the probability of your request being accepted.

Now we get to the other part where we wish to inform our readers that this may be a costly choice to maintain.

Since this credit card is available to those with just a fair score and does not charge any security fee, the bank would check you reliability as a cardholder by demanding other sort of charges such as monthly maintenance fee and high APRs on late payment.

Typically, you might pay up up $125 in a year as a monthly charges. Although there is nothing you can do about this expense, the interest rates can easily be avoided by making timely payments. Other than that, the bank also charges $95 for opening your account.

60SecondPremier By First Premier Bank


Preferably, 60SecondPremier is more open to those who have maintained at least a fair credit score and good financial standing for a couple of years. However, if your credit report is in good shape, you might be approved for the card with lesser score.

Annual Fee

The annual fee with this credit card is $49. It can vary depending on your creditworthiness. The annual fee that you have to pay at the end of the would take into account the credit limit for which you have been approved.

Interest Rates

60SecondPremier credit card charges a fixed regular APR of 36%. This card tends to be so costly as it is offered to with not-so-good credit score. Since the bank is running a risk by issuing you a card with a history that says otherwise, you will be charged a little extra as a security.


There are no immediate rewards such as discounts or cashbacks offered on this credit card. However, it does have plenty of other perks that we have talked about in the section above.


Unfortunately, the card does not offer $0 fraud liability like most other good cards available. However, the customer support service is promptly available so you can report your card is missing immediately and have it deactivated.

Furthermore, the bank promises to protect your personal information and other data to ensure that you do not hesitate considering this card prior to application.

Applying For The Card at

You can get your hands on the First PREMIER Mastercard by visiting or by proceeding via a pre-approved offer. In both cases, you have a solid chance of being accepted as a cardholder even if your credit score does not appear to be in a good shape.

1. Responding To Pre-Approved Mail Offer

You can now easily apply for the 60SecondPremier card if you have received a pre-approved offer in your mail. Such offers are sometimes sent randomly by the bank to all the eligible customers who have the potential of becoming a responsible cardholder.

Note! Getting a pre-approved offer means the bank has carried out a soft inquiry on your credit report. Unlike a hard inquiry, this does not damage your credit score in any way.

There is nothing confusing about responding to the mail offer because everything you need is already mentioned on the letter that was sent to you. Locate the confirmation number that would be printed at the bottom of the page.

Use this code when you log on to their official page at After that click on “Apply Now”. This would finish the application process!

Hopefully, your request will be accepted and you will hear from the bank within 7 to 10 working days. In case the form is turned down, a disapproval email will be sent to you along with the reason behind rejection.

Attention! In case you don’t get a response from the bank within 14 working days, you can call and get in contact with their representative. Typically, this means that your information needed further processing before they could reach a decision.

2. Applying Without Mail Offer

Applying without a mail offer is not as much of a daunting task as you think. In fact you can apply for the Premier Mastercard within 10 minutes even if you have not received a pre-approved mail offer.

The first thing you can do is to check for the offer by pressing “Look up your confirmation number” on the same official website that we have mentioned before. This will fish out any offer that might exist for you but it has not reached you.

If this does not work, we have another solution!

Simply fill the application form given on by providing your full name, contact address, contact numbers, email ID, and social security number. This will not take much of your time.

3. Contacting The Bank

The best part of being Premier Bank customer is that you would never be disappointed in their customer support service. You can easily get in contact with the institute by calling at 1-800-987-5521. This number can be used for reporting issues, applying for a card, or reporting a missing credit card.

Besides that, you can send in a written mail at First PREMIER Bank P.O. Box Sioux Falls, DS 57117-5529. The last option is to Fax at 1-605-357-3438.

Is It Safe?

60SecondPremier backed up by First Premier Bank is a reliable option for every customer who wants to boost credit score fast. It also has a very good reputation when it comes to protecting its user’s personal data.

Furthermore, the bank offer credit limit increase over time. You can find many online reviews praising how easily they accept the request for credit line increment. On top of that, the customer support at the institute is very responsive. You can always contact them and get answers to all your queries.

Another safety feature is that you are always free to cancel the credit card whenever you want. This would not incur any extra charges. You just need to call at the bank and inform the spokesperson about your decision.

Wrap Up

Hopefully, this article covered everything that you wanted to know about 60SecondPremier and its pre-approved mail offer. You can now easily apply for the credit card with or without the offer and get your hands on one of the best cards available in the market.

One thing to keep in mind is that this card comes with a few additional charges. If you are willing to deal with that and be responsible with payments, you would be able to enhance the look of your credit report in no time.

We hope you loved going through this review. If you want us to provide you further details on anything, let us know below! We would love to get some feedback.


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