Smartphones are always within our reach nowadays and that’s what make digital mobile wallets like Apple Pay so useful. With list of stores that take Apple Pay growing every day, so its public usage. To make the fund available here more accessible, I will give you a to-the-point, easy guide on how to transfer money from Apple Pay to Chime so you can move funds any time between different banks.
Can You Send Money From Apple Pay To Chime?
Apple Pay and Chime support transaction from one platform to another although you need to be 18+ to create an account here.
If you have the account already, you can easily send funds from Apple to Chime or vice versa. All you have to do is link the two apps, provide the amount of money and choose the mode of transfer before initiating the transaction.
Let me show you how standard and instant money transfers can be performed from Apple Pay to Chime.
Instant Transfer
- Open your Apple Wallet.
- Click on Apple Cash Card.
- Then tap on “Settings”.
- Choose “Transfer to Bank” and select linked Chime account.
- Enter the amount of money that you want to transfer from Apple Pay.
- Choose “Instant Transfer” in the next step.
- Verify and confirm the transaction to proceed.
The funds will be delivered in less than 30 minutes with instant transfer but you must note that this service costs some additional charges. You have to pay 1.5% of the amount as fee.
I would suggest that, if the transfer can wait for a couple of days, you should opt for standard transaction instead.
Standard Transfer
- Open your Apple Wallet.
- Click on Apple Cash Card.
- Then tap on “Settings”.
- Choose “Transfer to Bank” and select linked Chime account.
- Enter the amount of money that you want to transfer from Apple Pay.
- Choose “Standard Transfer” in the next step.
- Provide verification by which ever means suits you better.
- Tap on “Transfer”
Since this is standard transfer, you can expect it to take up to 3 days for the funds to reflect in your Chime.
How Can You Add Chime To Apple Pay?
You have to add Chime to Apple Pay by sharing your card details. You can do it by:
- Open Apple Pay and provide manual entry of Chime card details.
- Alternatively, you can use iSight Camera to log in the information.
If this is the first time that you are adding Chime to your Apple Pay account, you might need a bit of assistance. This is how I did it for the first time:
- Open Apple Pay Wallet.
- Click on Add Button.
- Then choose Debit or Credit Card.
- Press Continue in order to proceed.
- Provide necessary information like expiration data of chime card, card number, etc.
- Verify the information that you have added.
Why Your Apple Pay To Chime Transfer May Not Go Through?
Apple Pay is linked to bank account and it lets you move funds from the bank to Chime in a seamless manner. So to say, if there is any issue with the transfer, your linked bank may be the real culprit.
Some banks do not support Chime and therefore, you will not be able to send money from Apple Pay to Chime whilst using this type of bank account.
You can quickly check if that is the issue by changing the bank and trying to make the transfer from elsewhere. Moreover, you can also contact Apple customer support service or Chime help desk to discuss your problem.
Before You Go!
Cash is now not the only tool that you have for payments of purchases in-store and online. As you can see, apps like Apple Pay, Chime, Google Pay, Cash App, etc. are extensively being used to transfer funds within minutes and saving buyers from the discomfort of carrying paper money all the time. Since many customers have more than one account, it becomes important to know how to transfer money from Apple Pay to Chime, Chime to Cash App, Apple Pay to Bank and so on in order to simplify daily transactions.
As long as you have linked Apple Pay and Chime, there should be no issue in transferring the money. Just make sure that your accounts are loaded before the transfer and you have some extra funds to support instant transfer if need be. You can learn where to load your chime card by following our simple guide.
Miriam Caldwell is a dedicated & expert freelance writer to educate people about personal finance management and budgeting. She shared her knowledge and published the articles at TheBalance.com, GOBankingRates, and BlissfullyDomestic.com. Many financial institutes pick Caldwell as the brilliant source for educational personal finance content.
