Gas stations have come up with various techniques to make fuel purchase convenient for the buyers. Where they have introduced multiple payments method or features like gas stations that only hold $1 on credit card purchase, some have also put on table commendable cash back offers. Who doesn’t love to save some dollars, right? So, let me tell you about some of the best gas stations that do cash back every time you buy!
What Are Some Gas Stations That Do Cash Back?
A number of company-owned as well as independent gas stations offer cash backs to their customers. Some may limit it down to a type of payment method such as cash back applicable on debit card or credit purchase only, etc. while others may not have any such restrictions. The amount of cash back you would get also varies from one place to another.
It would also not be smart to assume that “all” gas stations do cash back. To save your time, I have rounded up a precise list below!
Do check out if any of these gas stations offer loyalty cards. Through them you can earn additional bonus points and redeem them in form of cash back or discounts.
1. 7-Eleven
It is a combination of gas stations and convenience stores that provides all around the clock service depending on the location. Currently, 7-Eleven outlets are present in the US and Canada.
The gas stations takes multiple payment methods including Visa debit card card, Mastercard debit cards, and debit cards from other leading companies. Cash backs are applicable on all debit card purchases as long as you shop with minimum $2.50 credit.
The maximum cash back that you can avail here is listed to $10 and you can perform two transactions per day only. There are no additional fees for getting the cash back money.
2. Shell
Shell is also a well-known name in the list of gas providers in the US. Currently, it has more than 14,000 gas stations that operate 24 hours at most of the locations. Shell also hosts additional services like cashing checks and getting money orders, and 24-hour functional ATMS.
It’s one of the few gas stations that do cash back on all types of debit card. These include Mastercard, Visa, Discover, etc. The maximum cash back that you can avail is up to $40 and there is no minimum purchase requirement. There is also no fee for getting the cash back money.
There are only a few locations that let you pay via personal checks and get you cash back on it. Contact customer support service by Shell for more details.
3. CITGO
CITGO has only recently expanded its operation to over 30 states in the US with 5,000 gas stations. Not only does it allow you to cash checks, make mobile money transfer, and get money orders, CITGO also is an international supplier of waxes, diesel, petrochemicals, jet fuel, and kerosene. Most of its locations operate around the clock!
You can use Visa, Mastercard, Discover, and other debit cards here to earn cash backs. The maximum amount you get is up to $40. There are no fees and no minimum purchase requirements.
4. Hannaford
Hannaford may not have as many outlets as some other leading gas providers in the US but it surely is one of the best places to get your tanks refilled from. It functions as a supermarket as well, providing gift cards, online grocery orders, rental DVDs and much more to the buyers. You can cash checks here, buy pharmacy items, etc. Majority of the stores operate late but Hannaford does not provide 24-hour service.
Now, why did I say it is my personal favorite? Hannaford offers up to $100 cash back on debit card purchases as well as payments made via personal checks or Discover credit cards! There are no additional fee for getting the money back.
5. Chevron
Chevron has gas stations some of which are owned by the company directly and others that are franchised to individual handlers. Here you can get services like ATM withdrawals, propane tank refills, check cashing etc. Majority of the locations operate 24 hours around the clock although there are some outlets that don’t.
Chevron website highlights that it takes debit card payments from all leading companies but there are no names specific. You can earn up to $40 cash back on gas purchases. There are no fees and no minimum purchase requirement.
6. Arco
Majority of the Arco outlets are owned by independent franchises but operate in good coordination. However, when it comes to cash backs, you may find that each outlet has policy of its own. Do check in with the closest customer support service for better guidance.
Arco offers cash backs on purchases via debit cards from Visa, Mastercard, Discover and some other companies. The maximum amount of cash back you can get here is $40. There are no fees for this service.
7. ExxonMobil
ExxonMobil only has a few outlets that are owned by the company directly where most of the 12,000 gas stations are franchised to individuals. You can avail of ATMs here and sell money orders as well, if needed. The gas stations by ExxonMobil operate 24 hours everyday.
It accepts all major debit cards for cash backs. These include Visa, Mastercard, Discover, and other. You can earn up to $40 cash back here. There are no fees and no minimum purchase requirements.
8. BP
This gas station does not only operate in the US but has far-reaching locations as it is available internationally with more 7,200 outlets. You can avail of free ATM services here as well. BP is open 24 hours although this may vary depending on locations.
Buyers can pay here with Visa, Mastercard, Discover, and debit cards by other leading companies. All will get you cash back of up to $40. There are no fees and no minimum purchase requirement.
9. Conoco
With more than 2,000 gas stations around US, I am sure you would be able to find one from Conoco in your area. You can visit the location not just when you need tank refill but also for ATM withdrawals and for selling money orders. Conoco gas stations operate 24 hours at majority of its locations.
Customers are welcomed to get cash back on payments via debit cards from Visa, Discover, Mastercard and others. The maximum you can earn here is $50. Luckily, there are no fees for getting the cash back.
Conoco only promises cash back on minimum purchase of $3 or more.
10. Circle K
Circle K has convenience stores and gas stations available in more than 20 states in the US. You can refill your tank at up to 15,000 locations and also use ATMs or check cashing available at Circle K. It is open 24 hours in majority of the regions.
Visa, Mastercard, Discover debit cards as well as others from leading companies can be used here for purchases. You can get cash back at both, gas stations and the stores, for up to $40. There are no fees and no minimum purchase requirements.
11. Hy-Vee
Another option you have in the list of gas stations that do cash back is Hy-Vee. It accepts payments via Visa, Mastercard, and Discover debit card on which it offers cash back for up to $60. There are no fees.
12. Sunoco
It is one of the most wide spread gas provider in the US with more than 7,300 fuel points in nearly 30 states. Additional services include ATM and cashing a check for payments. Sunoco gas stations operate 24 hours although this may vary depending on the location.
You can use Visa and Mastercard debit cards here only. These would get you cash back of up to $40 as long as you spend a minimum amount of $3. There are no fees for the cash back service.
13. Phillips 66
Similar to Sunoco, Phillips 66 has also spread its operation in quite a number of states in the US, currently 48! It operated 24 hours all days of the week and offers additional services like ATM withdrawals and cashing checks.
You can use Visa, Mastercard, Discover debit card along with other companies to win cash backs of up to $50. To get the money back, however, you need to make a purchase of at least $3. There are no additional fee for cashing the rewards.
Phillips 66 does not host cash back programs on all its outlets. The policy varies by location so you should confirm beforehand.
14. ampm
Ampm is located in the west coast with more than 950 gas stations active as I write. Its service is open 24 hours a day although the operation timings vary from one store to another. It also offers check cashing, ATMs, bill payments, and MoneyGram money transfers.
You can avail the cash backs on debit card purchases including those from Visa, Mastercard, or Discover. The maximum cash back is up to $40 . There are no additional charges for getting the cash back.
Customers have to perform minimum purchase of $2.50 to receive the cash back.
15. Amoco
Similar to Arco and BP, Amoco outlets are mostly franchised as well and so its cash back policy varies from one location to the other. However, you can avail cash back on debit cards from Visa, Mastercard and Discover for sure. The maximum amount you can get here is up to $40 and there are no fees for getting the money back.
16. Meijer
Meijer operates more than 200 gas stations and it is one of the few companies that have extensive range of additional services as well. You can buy gift cards at Meijer, get stamps, sell Western Union money orders, cash checks, and avail 48-hour BISSELL carpet cleaner rental as well.
You can get cash back here through debit cards as well as personal checks. The maximum amount of cash back is $25 for the check and $50 for debit card payments. There are no additional fees for the services.
Meijer opens 7 days a week everywhere but the operation timings are variable. Some locations work from 6 a.m. to 9 p.m. where as other operates all around the clock.
17. Kum & Go
You would find around 400 Kum & Go outlets in the Midwest, centered in nearly 11 states in the US. Besides selling gas, it also provides Kerosene, ATM services, and solar power EV charging stations. Kum & Go operates 24 hours although the timings may vary by location.
Buyers can get cash back on purchases via Visa, Mastercard, and Discover debit cards only. The maximum amount of cash back is up to $20. There are no fees and no minimum purchase requirements.
18. Texaco
As a dedicated gas service, Texaco operates currently in 12 states in the US. It may have over 1,300 fuel points according to rough estimation. It also provides additional services like ATM. Texaco is one of the gas stations that cash checks.
You can use almost all debit cards here for payments and earn cash back on these purchases. The maximum cash back varies by location. Some Texaco outlets offer up to $20 cash back while others are limited to $10.
There are no fees for getting the cash back, however, since terms of use vary by location, I recommend you get in touch with customer support team to confirm cash back rates and amount.
19. Red Apple
Red Apple does not operate extensively in the US. It does, however, offer cash back for up to $20. You can pay here using Visa, Mastercard, Discover debit cards as well as those from other leading companies. There are no fees for cash back service.
20. Valero
This company operates independent outlets and currently has more than 7,000 convenience stores and gas stations operating all around the US. Although Valero operates 24/7 at most locations, this may not be the case at specific points.
You can use almost all debit cards here including those from Visa, Mastercard, Discover, etc. The maximum cash back that you can avail on debit card purchases is $20.
There is nothing official about minimum purchase requirement so I assume the company has no such restrictions. Moreover, there is no fee for available the cash back offer.
21. Country Fair
Country Fair operates similar to Kwik Fill and Red Apple. You can use Visa, Mastercard, Discover debit cards here as well as other prominent ones. The maximum cash back that Country Fair gives is $20. There are no fees for getting the money back.
22. Weis Market
Weis Market works as a combination of convenience store and gas station currently in only 7 states in the US. The working hours are variable but typically, you will be able to avail the services within 7 a.m. to 9 p.m. ATM services are available as well.
It accepts payments through Visa debit card, Mastercard and Discover debit cards, all of which will get you cash backs. The maximum cash back limit is $50 and there is no minimum purchase requirement. There are no additional fees for cash backs.
23. Quick Trip
QuickTrip is also a combination of gas stations and convenience stores. It has more than 900 outlets around the US. At most of the locations, the service provided all around the close although this is variable. You can use ATMs here and sell Western Union money orders as well.
When it comes to cash back rewards, QuickTrip does offer it but at selective locations only. You can use a few debit cards here for cash backs and the maximum amount you get is also variable from store to store. The minimum purchase requirement is $3 and there are no fees for availing the cash back.
24. Casey’s General Store
It is a combination of convenience stores and gas stations as well. At the time being, Casey’s has approximately 2,200 outlets in the US which operate 24 hours a day. Additionally, it offers check cashing, ATM services, and propane exchange.
Casey’s General Store accepts debit cards from Visa, Mastercard, Discover, and other leading companies as well. It offers cash back on them for up to $20. There are no fees and no minimum purchase requirement.
25. Kwik Fill
Kwik Fill also operates as both, convenience store and gas station with more than 280 locations in the northeast of US. Besides these services, it offer diesel purchase, ATM, gaming stations, and purchase kerosene, liquor and propane too. Almost all of its outlets provide 24-hour service.
You can use Visa, Mastercard, Discover debit cards here as well as those from other leading companies. All these would get you cash back of up to $20. There are no fees and no minimum purchase requirements.
26. Kwik Trip
Isn’t combination of a gas station and a bakery interesting? Well, that is that is what Kwik Trip offers! With more than 600 locations, it operates as a convenience store, gas station, in-house dairy point and a bakery shop. You can also sell MoneyGram money orders here, buy kerosene and make use of fee-free ATM services. The stores operate for 24 hours everyday.
Purchases via debit cards from Visa, Mastercard, Discover and other leading companies will get you cash back for up to $20. There are no fees and no minimum purchase requirement.
27. Marathon
That last entry on the list is that of Marathon. It has more than 10,000 convenience stores and gas stations in the US and also sells gift cards, buys money orders and offers ATM services. It operates 24 hours everyday of the week.
You can use all debit cards here except the ones issues by Discover. These would get you cash back of up to $50. There is no minimum purchase requirement.
I have put Marathon at the end of the list here as it seems to be the only gas station that charges a fee, that is $1.99, for getting the cash back money.
What You Are Your Other Options?
There are supermarkets and stores that work in combination with gas stations and offer cash backs as well. In fact, these are ideal spots to get some cash when you need fuel and have to shop for other products such as grocery items too.
You can check out grocery stores, retails stores, office supply stores, pharmacies, and convenience stores for interesting cash back reward schemes.
Walmart, for example, is a famous option in this regards. You have to sign up for Walmart MoneyCard which will save you 2% on fuel purchases and get you cash back of up to 3% on purchase of specific items.
Walmart also has an impeccable MoneyCard mobile app which you can utilize to keep track of your spending and reward points. You can avail promotional offers too on things like oil changes and car washes.
Another option you can consider is that of Kroger’s. Here buyers get 1 point per $1 purchase and double the points if they are purchasing gift cards or wireless phone plans. These points can then be redeemed as cash backs.
Which Gas Station Does Most Cash Back Rewards?
So when you know there are gas stations that offer cash back, the next point of concern for many buyers is to look for the store that offer most cash back to maximize their earnings.
It is easy to find gas stations that give $5, $10 or even $20 as cash back on purchases up to $3 or more but hardly a few offer a higher amount.
In the list of gas stations that I have discussed above, Hannaford gives the most cash back with a $100 limit. You can use almost all types of debit cards here as well as personal checks for payments with no additional fees.
Other than that, Conoco, Hy-Vee, and Phillips 66 are among the gas stations that give considerable cash back of up to $50 or more.
What Gas Stations Do Not Do Cash Backs?
Well, you can can’t expect to get cash backs on all gas stations. This is an independent decision by the local authorities or regional heads of the company if they can afford to give their clients such perks.
Most gas stations are already operating on thin profit margins and, therefore, do not come with cash back rewards as that would make it non-feasible for them to pay bank or card fees.
I had looked into some leadings name and figured out that prominent gas stations that do not offer cash backs include:
- Costco Gasoline
- Citgo
- Speedway
- RaceTrac
- Getgo
- Cumberland Farms
- Pilot/ Flying J
- Fastrip
- Xtra Mart
- Holiday Stationstores
- Turkey Hill
- Love’s
- Sheetz
- Town Pump
- Thornton’s
- Wawa
How To Get Cash Back On a Debit Card At a Gas Station?
Debit cards have become a popular alternative to cash. They relieve you of the stress of carrying paper money with you all the time. You can use a debit card for payment at a gas station almost everywhere now and if the fuel point offers cash back, it would most definitely be applicable on debit card purchases as well.
You must, however, check what is the minimum amount of purchase that will get you a cash back.
Once you are done with the purchase and the bill exceeds the minimum threshold, you have to choose credit card, debit card or cash for the payment. Since you want to get cash back on the debit card, simply choose it as your preferred option and then complete the transaction by providing the PIN number.
Some cash back points also ask whether you want the cash back right away, choose Yes, and continue with the payment. The cashier will return the amount to you once the transaction finishes.
Getting Cash Back with a Debit Card – The Good vs The Bad Side
Debit card cashbacks have become quite popular. Customers view it as just another perk they can enjoy while purchasing the necessities. On top of that, cash back on debit card is a super-easy process.
Buyers, in most cases, get access to the cash back instantly. There is typically no fee involved.
However, the story does not end there.
One of the most prominent disadvantage of cash back is that a minimum purchase is required to avail this offer. Moreover, some merchants may charge a fee for the cash back and also place limits on the withdrawal amount. Watch out!
Before You Go!
Gas stations that do cash back are ideal especially if you have to have one in your vicinity. There is, obviously, a price to pay for such convenience. Most stations have a restriction of minimum purchase that you must make in order to get the cash back. It is also the case that these charge cash back fee typically equal to the charges that interchange fee by the acquirer.
Still looking for ways to make your fuel purchases cost-effective? Take a look at gas stations that take credit card and offer rewards or gas stations that cash checks with minimal fees!
Miriam Caldwell is a dedicated & expert freelance writer to educate people about personal finance management and budgeting. She shared her knowledge and published the articles at TheBalance.com, GOBankingRates, and BlissfullyDomestic.com. Many financial institutes pick Caldwell as the brilliant source for educational personal finance content.
