Care credit card is a financing service dedicated to supporting the purchase of health, wellness, and beauty related items and procedures. Being a large American retailer pharmacy store, CVS is a hub for such merchandise so many customers have been asking Can I use care credit at CVS? I have all the answers you need right here!

Care Credit Card provides credit line for the purchase of health, beauty, and wellness related products. Unfortunately, you can not use this credit card at CVS but there are other locations that accept it such as Walmart, Walgreens, Rite Aid, and Duane Reade. To apply for the credit card, visit their official website and enter your name, address, social security number, and financial information on the application page and submit.

Can I Use Care Credit At CVS in 2022?

CVS is a leading name in the US amongst pharmaceutical chains that operate nationwide. Moreover, to keep its customer base strong, the company is always introducing new products, discounts, and reward programs every now and then.

Therefore, Care Credit users have been eager to know if they can employ this credit card at CVS physical or online stores.

According to the current policy mentioned at their official website, you can not use care credit at CVS for prescriptions, purchase of items in-store or online.

Alternatively, you can use all the major credit cards and debit cards at CVS. This includes Mastercard, VISA, Discover, and American Express. Moreover, CVS also falls in to the list of stores that accept Apple Pay, PayPal, Venmo, Samsung Pay and Google Pay.

You can use CVS ExtraCare card as well if the goal is to save money. It comes with special coupons, offers, and cash backs of up to 2% on all purchases.

Why You Can’t Pay At CVS With Care Credit?

If Care Credit is dedicated to medical expenses and CVS happens to be leading pharmaceutical retailer in the US, why does it not accept Care Credit Card for payments?

The most obvious reason is that CVS has launched its own reward and discount program known as CarePass. Another similar payment methods would result in market competition.

CarePass is available to CVS members only. It is a great way to get discounts or win cash backs when you are shopping here. In order to increase the possible of CarePass being a success, CVS never partnered with Care Credit.

Nonetheless, there is always hope in the future that Care Credit would be accepted at CVS so users can take advantage of this impeccable financing tool.

Care Credit

The Care Credit is a healthcare credit card which offers credit line for the purchase of health and fitness related products. It works much like other credit cards with monthly payments and application procedure. However, you can only purchase specific items with this card.

If you can not pay for the personal/health care products upfront, Care Credit will look after your needs that are not covered by the insurance.

Additionally, you can use the credit card for co-insurance, co-pays, and health insurance deductibles. However, keep in mind that you can only use the card at specific, contracted providers.

Once you have the credit card, you can use it for short-term or long-term financing. The short term-financing means that you will have fixed, monthly payments at set intervals.

There will be no interest charges on the amount as long as you pay the due charges in full. On the other hand, long-term financing provides fixed minimum monthly payments against your outstanding balance.

Long-term financing works for purchases over $1,000 and allows you period of up to 48 months to pay back.

If you purchase something over $2,500, Care Credit offers 60-month repayment plan. However, in this case, you do need to pay some interest on the amount.

How Do I Apply For Care Credit Card?

Those of you who have applied for a credit card before would find this pretty easy and straightforward. You can apply for Care Credit card online just like any other credit card application but you first need to confirm that you qualify for it.

  • Visit Care Credit official website.
  • Open Card application page.
  • Provide your name, date of birth, address, and social security number.
  • Afterwards, enter your financial information such as monthly income, house rent, etc.
  • Confirm the data and proceed to submit the application form.

Note that you must be above 18 years of age to be eligible for the credit card.

Alternatively, you can apply for the credit card by calling on their toll-free number as well. You can find the details of contact at the website,

Where Can I Use My Care Credit?

So, CVS does not take Care Credit. Does that mean you are out of options to use this credit card? Absolutely not!

There are more than 200,000 health care provided, medical services, and wellness companies that accept this mode of payment.

Some of the leading names where you can utilize it include Rite Aid, Pets Best, Vision Care for Life, Duane Reade, Walmart, VSP, Sam’s Club, and Walgreen.

You can visit any of these stores to get the health and wellness products of your choice. Then choose to pay with Care Credit at the checkout point.

Are There Medical Services That Accept Care Credit?

Needless to say, there are definitely medical services that accept care credit because it was primarily designed for this purpose.

Medical specialist services like Select Cosmetic Procedures, Hearing Care, and LASIK allow users to pay with Care Credit Card.

There may be other added to the list over time. You can visit the official website or get in touch with Care Credit customer support team to inquire about other medical services covered under this payment plan.

What Other Products Can I Use My Care Credit For?

As I have mentioned before, Care Credit covers medical and health related expenses. But, on top of that, you can purchase other eligible products as well. Some of these are:

  1. Prescriptions.
  2. Vaccinations.
  3. Immunizations.
  4. Hair care products.
  5. Allergy remedies.
  6. Bath and body care.
  7. Digestive health aides.
  8. Dietary supplements.
  9. Weight loss assistance.
  10. Sugar management.
  11. Pain relief.
  12. Vitamins.
  13. Supplements.
  14. Sleeping aids.
  15. Shaving items.
  16. Personal grooming items.
  17. Home test kits.
  18. Family planning kits.
  19. Personal medical equipment.

Before You Go!

As it turns out, CVS does not accept Care Credit Card at pharmacies in store or online but you are not restricted with payment options either. Besides paying with cash, credit card or debit cards, you can use contactless payments here or get hold of CVS ExtraCare Card for discounts and offers.

There are other healthcare providers and facilities that accept Care Credit. If you wish to manage your financing through it, you should try looking into 20,000+ options as this credit card has become fairly popular over the past few years.

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