PayPal has been around only for a decade but it has already become a frequently used tool for money transfers chime to cash app.
Therefore, it does not come as a surprise when so many users are trying to learn how to connect PayPal to Cash App easily and quickly.
A large number of people in the US are currently using PayPal and Cash App. Both of these are money transfer apps with some degree of variable features that all customers with different credit scores can use.
Where there are so many articles referring to the fact that it is not possible to do this directly, we beg to differ!
Yes, there may be a few extra steps involved but you can conveniently send money from PayPal to Cash App using two different methods.
Whether you consider them to be direct or indirect (with the involvement of a third party or a bank account), the good piece of news is that it is not impossible.
Below we will take a look at two of the easiest methods that you can try when sending money from PayPal to Cash App or vice versa. In a nutshell, here’s what we will talk about:
- How to send money from PayPal to Cash App by linking them to the same bank account
- How to transfer funds between two apps using their debit cards
Sounds easy enough, right?
How To Send Money From PayPal To Cash App By Linking Them To The Same Bank Account
The first method is to link the two apps to the same bank account. It is convenient, quick, and easy to perform even for those who are doing it for the first time.
On the other hand, people using PayPal and Cash App for long would already be aware that the two apps do not need to be linked to a bank account in order to function.
Nonetheless, doing so is still one of the most reliable approaches when it comes to sending money from one app to another.
The entire procedure can be broken down into three main stages:
- Link PayPal and Cash App to the same bank account
- Send money from PayPal to a bank account
- Send money to Cash App from the account
Also keep in mind that when you are performing this type of fund exchange, it can typically take place without any additional fees. However, this is only possible if you opt for a standard money transfer that can take up to 3 days. However, in case you want to send over the money instantly, then you may have to pay some additional charges.
Now let us take a look at the steps in more detail.
Connect PayPal and Your Bank Account
Some banks may charge you when linking PayPal to your account and others do not have any such fees. Therefore it is important to check with the financial institution that you are using whether additional fees apply or not.
Here’s how you can then connect PayPal to your bank account easily.
- Check that your internet service is working smoothly
- Visit PayPal’s official website using whichever browser is available on your smart device
- Provide login details, username and password, to sign in to your PayPal’s account
- Once you have opened your account, tap on Transfer Money. This tab would be given on the left side of the page.
- Choose whether you want to make an instant transfer or a standard one.
- Provide the routing number, and account number of your bank account
- Click Confirm and your PayPal will be connected to the bank account whose details you have just entered.
How To Transfer Funds Between Two Apps Using Their Debit Cards
The second method for send money from PayPal to Cash App is by using their debit cards. This is only possible if you have activated your cards for both apps.
For users who have not yet obtained the debit cards or have not activated them, the first section below would be helpful so don’t skip it!
Many prefer debit to debit card transfer since it is very quick. Let’s take a look at how this method works. First, we will see what you can do when you have to activate and send money using a Cash App card. Then we will explore the similar process for PayPal debit cards as well.
Activate Cash App Debit Card
Cash App card is available for all customers who registers their account. You can obtain it by requesting it online and it will be delivered to you shortly.
- Open your Cash App account
- Click on the Cash card icon at the bottom of the page
- Then choose the option of Order
- Select the color of your card
- Choose whether you want the logo of the company printed on the card or not
- Specify your contact address and number
- Mention some personal details such as full name, social security number, birthdate, etc Tap Submit
The card can take a few days to reach you however it should not be longer than a week. Once you have the card in your hands, you need to activate it to begin the usage.
- Open your Cash App account again
- Click on Cash Cash icon at the bottom of the page
- Choose Activate Cash Card
- Scan the QR code that appears on the screen
The card can also be activated by entering the CVV number printed on it. This option is quite helpful for those who are having trouble scanning the QR code.
Obtain The Required Card Details
After you have activated the card, the next step is to obtain the routing number and card bank number for the card.
- Open Cash App account
- Tap on My Cash icon
- Then choose Cash
- Tap on Direct Deposit
- Click on Get Account number option
You can note down the bank account number and routing number from here. These details are required when you wish to send money from the app using its debit card.
Connect Cash App Card To Your PayPal Account
In this step you have to connect the Cash App card to PayPal account. This can be done so either by using PayPal mobile app or visiting its official website.
- Access PayPal’s official website on your internet browser
- Enter your login information and press Enter
- Click on Settings
- Tap on Monday, Banks, and Cards
- Choose the option of adding a new bank account then provide the Cash App card details that you have copied earlier
Similarly,
- Open PayPal mobile app
- Provide login information and press Enter
- Click on Settings
- Tap on Bank Accounts and Credit Cards
- Press + button and provide the Cash App card information that you have
This would complete the linking process between the two apps and you can now move to the next step
Transfer Money Between The Two Apps
Since the applications are connected now, you can send money from one to another conveniently.
- Open PayPal account
- Tap Transfer Money at the left side of the screen
- Select one option from Standard transfer or Instant transfer
- Enter the routing number and account number of the Cash App card. These are the same numbers that you have previously used to connect the apps
- Enter the amount of money that you wish to transfer
And, you are done!
The same protocol can also be used when you PayPal card and you want to send money to your Cash App account. Let’s take a look at that now.
Activate PayPal Cash Card
You can request your PayPal cash card by visiting the relevant page on their official website.
- Open PayPal account
- Move to the PayPal Cash Card page
- Tap on Get Card
- Specific other details associated with the card
- Click on Order PayPal Cash Card
- Provide contact number and address where the card has to be mailed
Typically, the card will reach you within 7 to 10 business days. Also, keep in mind that PayPal cash card is only available to customers who have upgraded their accounts. You need to do so before you begin the application process.
Then you have to activate the card.
- Visit PayPal Cash Card official activation page
- Enter 4-digit PIN code
- Click on Activate
Obtain The Required Card Details
Similar to the Cash App card, you also have to obtain the routing number and account number for the PayPal cash card before you can proceed with the transfer.
- Log in to your PayPal account
- Click on Settings towards the right side of the page
- Tap on Set Up
- Tap on Direct Deposit
- Note down the routing number and account number from here
Connect The Two Apps To Complete Money Transfer
Now you have all the information you need to link your PayPal card with your Cash App account. You just have to open Cash App and move to the Add Bank option. Here enter the routing number and the account number that you have and then you can proceed to share the funds as per your liking.
- Open Cash App account
- Tap on Balance Tab
- Select Cash Out
- Enter the amount that you want to share
- Tap on Cash Out again
- Choose whether you want to make Standard transfer or Instant Transfer
- Enter the 4-digit PIN code
This will initiate the money transfer process. Keep in mind that it can take up to 3 business days to send the money if you choose Standard transfer. On the other hand, Instant transfer will send over the money in just 30 minutes.
Some Important Things To Consider When Sending Money From PayPal To Cash App
Although the main process of sending money from PayPal to Cash App is quite easy, there are a few other things you need to keep in mind when making this sort of exchange.
This includes fees associated with money transfer, the time required for the transfer, as well as the limit on the amount that you can send from one account to another.
Luckily, the transfer is free as long as you opt to send money using the Standard option. This would take up to a week to transfer the amount but you will not have to pay any extra charges. You can also send money instantly within minutes but those incures additional fees.
Moreover, the time taken for the transfer also depends on whether you choose Standard or Instant mode. In any case, make sure you have a good internet connection or the money will not go through.
Lastly, there is a limit on how much you can exchange between apps. In order to make it easy, we have written down the following points.
- Unverified PayPal account users can send $500 per month
- Verified users can send as much as they want
- For PayPal transactions, there is a limit of $10,000 for each transaction.
- Unverified Cash App users can send $250 in a week
- Unverified Cash App users can send $1000 in a month
- Verified Cash App users can send $7,500 in a week
PayPal and Cash App – Two Best Money Transfer Apps
Both PayPal and Cash App are being extensively used by many customers around the globe. They allow for instant online money transfers, payments when shopping online, and much more. You can also order things online and use them to clear the dues.
PayPal was started in 1998 and Cash App followed shortly. Both of these are secured apps that come with multiple layers of encryption.
Hopefully, this article has informed you about everything you need to know when it comes to sending money from PayPal to Cash app and vice versa. Did you like this review? Don’t forget to share your opinions in the comment section below! Leave any queries that you have so we can get back to you as soon as possible.
