Both, Chime and Cash App, have been around for ages and people have used them extensively for depositing funds and sending money to friends and family.
Quick Read
Its time to talk about how to transfer money from Chime to Cash App easily and in just a couple of seconds.
It is possible to send and receive money between Chime account and Cash App online. When you wish to make money transfer from Chime to Cash app, all you have to do is provide the account number and routing number for your Chime account.
Simple Guide On How Transfer Money From Chime To Cash App
Here’s how this task can be performed without any hassle.
Create Your Chime Account And Cash App Account
Before you can worry about how to transfer money from Chime to Cash App, the first thing is to ensure that you have successfully set up both account. You can download both the apps on your smartphone by searching the e-store.
Keep in mind that you will not be able to complete the sign in unless you are a user of age more than 18 years and ow a government ID card.
The sign-in procedure for Cash App is rather simple.
You will be given an option to use a referral code that will win you 20 credits.
However, you can proceed without a code as well and sign-in simply by providing an email ID and your full name.
Similarly, Chime account can be set up by downloading the app and entering your personal information such as email ID and your contact number.
You will also have to upload relevant documents. The next step is to choose whether you need a Chime debit card or not.
You are free to work with or without a debit card especially this is not a necessity to make money transfers.
In this section we will discuss how to send money from Chime debit card/account. You can move to the next section to read more about how to transfer money from Chime to Cash App without a debit card.
Deposit Money To Your Chime Account
The next step is to add money to your Chime account. You can do the money deposit or transfer using account number and routing number.
If somebody can deposit money to your Chime account then you only need to provide them with an account number to have funds sent directly to your account.
You can also send money to Chime from your bank account.
This service is compatible with all the leading banks in the US including Capital One, Citi, Wells Fargo, etc. Below is a quick summary of how funds can be deposited to Chime account and how you can learn about your account number if you are not aware. Take a look!
- Checking that your internet connection is stable and open your Chime account
- Identify and click on the tab labelled Money Money
- Click on Settings and here you can note your Chime account number
- After you have noted your account number, move back to the previous section and now click on Transfers
- Provide your account number in this window and link the account from which you wish to transfer the money to Chime
- Press Enter and the funds will be deposited to Chime immediately
Send Money From Chime To Cash App
Chime account? Check.
Cash App? Check.
Done with transferring money to Chime? Good! Now, the next step is to link your Chime to Cash App after which you can easily proceed with making the money transfer.
Here’s how it is done.
- Open your Chime account
- Tap on the area where profile picture is provided
- Provide the account of your Cash App to link the two accounts
You can use the same method to link Chime to other accounts as well. The option of sending money will only become available once the accounts have been successfully linked.
You will be thinking that now we are going to suggest that you send the funds from Chime to Cash App right away but that is not the case. There is still one little thing left to do!
You should check that the link is complete by sending over a small amount of money first.
Transfer as little as $1 from your Chime account to Cash App account and see if you receive the funds immediately. This trick will save you from losing savings in case you have made some error while linking the two accounts.
Finally, you can transfer the amount that you need to share!
If you can’t link Chime to Cash App, try getting in touch with their customer support service so the team can help you figure out and fix the issue.
How Long Does It Take To Transfer Money From Chime To Cash App?
Chime to Cash App instant transfer
How Much Can I Transfer From Chime To Cash App?
How To Transfer Money From Chime To Bank Account
Chime not only lets you share funds to Cash App but to other accounts as well. You can use it to transfer funds to your bank account and what’s the best part? The money will be made available in your account immediately!
Some benefits of choosing Chime to send money to your bank account are:
- The transfer is made completely fraud-free by Chime authorities
- It lets you pay your internet service providers or smartphone chargers
- You can schedule the payment to be made on specific days such as a couple of days before due date of a bill
You can send money from Chime to your bank account or any other account by simply providing the routing number and account number of the recipient.
In some cases, the funds will be transferred immediately but it might also take up to 5 days to complete the money exchange but there is a good reason for this delay!
Online frauds have become very common so financial institutes need to make sure that they are not dealing with any scam or illegal activity. Chime takes some time to assess the transfer before sending money to another account.
How To Transfer Money From Chime To Cash App Without Debit Card
In the start of the article, we told you that Chime money transfer is also possible without a debit card. The exchange of funds will be as smooth and quick as the previous method that we have discussed.
When you are making transfers using Chime debit card, you will be requested to enter the card number and card expiry date. This data is not necessary when you are not using a debit card.
Now let us take a look at how the transfer of money from Chime to Cash App without a debit card words.
- Open and log into your Chime account online either on your smartphone or laptop
- Click on Transfer Money tab and provide the amount of money that you want to send to Cash App
- Click on the Proceed button and enter necessary data required for money transfer such as account number, name, email ID, etc.
As soon as you press the Pay button, the funds will be moved to Cash App immediately. Wasn’t this easy?
Chime Also Allows International Transfers!
With Chime account, you can also send money to international accounts but you need to involve a third-party for this exchange.
Typically, Chime will make use of services like MoneyGram or TransferWise to complete money transfer internationally.
This transaction is a two-step process. First your money would be sent to the service providers like PayPal or MoneyGram. They will then transfer the funds to the international account. In fact, using PayPal to transfer money has become very common.
There are a few things that you need to keep in mind when making international transfers using Chime.
- The person that you are sending funds to does not need to own a third-party account involve in the transaction but you do
- Different service providers charge different fees as per their rate list
- The funds that you send will be transferred to local currency depending on the country that you are sending them to. Exchange rate applies.
Chime To Cash App Transfers – How Safe Is This?
When you sign up with Chime, your funds will be FDIC-insured. This means that you can claim back a portion of your amount in case the bank fails to keep it safe under robbery or any technical fault. Moreover, the company offers impeccable customer support service. All users are free to get in touch for consultation.
You will find their representative swiftly getting back to you over a query. Questions can be asked through email support@chime.com or you can call 844-244-6363.
There is no doubt that online transactions raises big questions like how reliable are the platforms that you are using. However, when it comes to Chime you don’t need to worry. This private company has well-developed headquarters and offers smooth online banking services.
Before You Go!
Now you can see how easy it is to send money from Chime to Cash App. The process just requires that you have some free time on your hands and access to good internet connection over phone or computer.
Hopefully, the article has provided all the information that you need to carry out this task successfully. Nonetheless, any more queries are welcomed in the comment section below!
Miriam Caldwell is a dedicated & expert freelance writer to educate people about personal finance management and budgeting. She shared her knowledge and published the articles at TheBalance.com, GOBankingRates, and BlissfullyDomestic.com. Many financial institutes pick Caldwell as the brilliant source for educational personal finance content.