What is a PerkStreet account?
It’s an FDIC insured checking account with the most debit card rewards around.
When you use your PerkStreet FinancialSM Debit MasterCard® you can earn up to unlimited 2% cash back, plus up to 5% cash back in popular categories called PowerPerks.No matter how you use your PerkStreet FinancialSM Debit MasterCard®, the money is withdrawn from your checking account. You can earn great rewards without going into debt.
Do you run a credit check?
No, we do not run a credit check. We do run a ChexSystems report that looks at your past banking history though.
How much can I earn in rewards?There is no limit on the total amount you can earn.If your current balance is $5,000 or greater at the start of the day you will earn 2% back.If your current balance is below $5,000 at the start of the day you will earn 1% back.Everyone earns 5% PowerPerks in popular categories up to $5,000 in yearly purchases.
Do Bill Pay, Checks, and ACH Transfers earn rewards?They do not. We offer these services for free despite the cost to us. If we were to offer rewards for them, we would have to charge a fee.
What are your fees?
You can view a complete list of our fees by clicking here.
Do you offer business accounts?
We currently only offer personal rewards checking accounts, but business accounts are on our radar for the future.
Do you offer savings accounts?
We currently only offer personal rewards checking accounts, but launching a savings account is one of our top priorities.