It’s a whole new way of thinking about your money

Cash Back Perks

  • The PerkStreet FinancialSM Platinum Debit MasterCard is your personal key to saving
  • Earn unlimited 1% cash back almost anywhere you use your card*
  • Earn 2% cash back at several popular retailers including Walmart and®*
  • With PowerPerks, get up to 25% cash back on special offers from leading brands picked for you weekly
  • Redeem at more than 35,000 leading retail and restaurant locations for free, or use 2 perks to redeem directly to your account.
  • Get an extra bonus for paying with a PerkStreet friend

Your Benefits

  • The 1% cash-back Platinum Debit MasterCard®*, plus bonuses up to 25%
  • Stay out of debt – it’s a debit card, not a credit card, so you don’t have to worry
  • Join a family of families sharing money-saving tips and tricks for staying debt-free
  • Start earning without leaving your bank – money transfers are free
  • No credit check. No annual fee. It’s free to get and free to use.

The Checking Account

Prekstreet | Best Checking Accounts for Bad Credit | Banks That Don’t Use Chexsystems

  • Get everything you need from a checking account
  • Easy-to-use online banking with free bill pay
  • Free paper checks, free electronic money transfers
  • 42,000+ free ATMs
  • 24/7 round-the-clock customer service
  • Free postage-paid deposit envelopes
  • Deposits insured by the FDIC (up to $250,000)

Depositing Money

  • Make free online transfers between PerkStreet and your bank
  • Sign up for direct deposit through your employer
  • Use our free postage-paid envelopes to mail checks
  • Overnight checks for free at any UPS Store® location

Free ATMs

  • Use any one of our 42,000+ free ATMs in the Starsf® network
  • Nobody has more surcharge-free ATMs
  • Our ATMs are in places you already go, like Target® and Walgreens®

Online Banking

  • We built PerkStreet to make sure you’d never need branches
  • Pay your bills in minutes with free online bill pay
  • Automate free transfers between PerkStreet and other banks
  • See transactions and track your balance in near-real time
  • Set mobile alerts for low balances and other events
  • Check your perks and redeem in seconds

Customer Service
Our US-based call center is available 24 hours a day, 7 days a week
Quickly reach a real person who treats you like one too
Get help via email if you prefer
Post questions on Facebook or Twitter – you won’t believe how quickly we respond


  • Your money is FDIC insured (up to the standard $250,000)
  • Our banking services are provided by The Bancorp Bank (NASDAQ:TBBK), a publicly-traded bank with billions in assets
  • Your PerkStreet Financial Debit MasterCard® is protected by the MasterCard Zero Liability Policy, which ensures you won’t be held liable for any unauthorized transaction
  • Our online banking application uses 128-bit encryption – the banking industry standard