Cash Back Perks
- The PerkStreet FinancialSM Platinum Debit MasterCard is your personal key to saving
- Earn unlimited 1% cash back almost anywhere you use your card*
- Earn 2% cash back at several popular retailers including Walmart and Amazon.com®*
- With PowerPerks, get up to 25% cash back on special offers from leading brands picked for you weekly
- Redeem at more than 35,000 leading retail and restaurant locations for free, or use 2 perks to redeem directly to your account.
- Get an extra bonus for paying with a PerkStreet friend
Your Benefits
- The 1% cash-back Platinum Debit MasterCard®*, plus bonuses up to 25%
- Stay out of debt – it’s a debit card, not a credit card, so you don’t have to worry
- Join a family of families sharing money-saving tips and tricks for staying debt-free
- Start earning without leaving your bank – money transfers are free
- No credit check. No annual fee. It’s free to get and free to use.
The Checking Account
Prekstreet | Best Checking Accounts for Bad Credit | Banks That Don’t Use Chexsystems
- Get everything you need from a checking account
- Easy-to-use online banking with free bill pay
- Free paper checks, free electronic money transfers
- 42,000+ free ATMs
- 24/7 round-the-clock customer service
- Free postage-paid deposit envelopes
- Deposits insured by the FDIC (up to $250,000)
Depositing Money
- Make free online transfers between PerkStreet and your bank
- Sign up for direct deposit through your employer
- Use our free postage-paid envelopes to mail checks
- Overnight checks for free at any UPS Store® location
Free ATMs
- Use any one of our 42,000+ free ATMs in the Starsf® network
- Nobody has more surcharge-free ATMs
- Our ATMs are in places you already go, like Target® and Walgreens®
Online Banking
- We built PerkStreet to make sure you’d never need branches
- Pay your bills in minutes with free online bill pay
- Automate free transfers between PerkStreet and other banks
- See transactions and track your balance in near-real time
- Set mobile alerts for low balances and other events
- Check your perks and redeem in seconds
Customer Service
Our US-based call center is available 24 hours a day, 7 days a week
Quickly reach a real person who treats you like one too
Get help via email if you prefer
Post questions on Facebook or Twitter – you won’t believe how quickly we respond
Security
- Your money is FDIC insured (up to the standard $250,000)
- Our banking services are provided by The Bancorp Bank (NASDAQ:TBBK), a publicly-traded bank with billions in assets
- Your PerkStreet Financial Debit MasterCard® is protected by the MasterCard Zero Liability Policy, which ensures you won’t be held liable for any unauthorized transaction
- Our online banking application uses 128-bit encryption – the banking industry standard