This section lists down all the credit cards for you that are ideal for good to excellent credit scorers. These cards offer you low rates and amazing rewards as compared to others. According to Perk Street a good FICO credit score lies in 700 to 739 range while an excellent credit is beyond 740. These cards either offer extremely low or no introductory charges with excellent reward programs and other perks.

If you are a good to excellent credit scorer, you have a world full of unexplored opportunities when it comes to credit cards. You have done a great job in building and maintaining your excellent score now is the time to enjoy its fruit.

Credit card companies enjoy enrolling members who have good to excellent FICO score hence always have tons of offers for them. With diverse range of options to consider, it is imperative that you compare all the available offers and then decide the best credit card for your requirements and needs.

Even though the end decision rests with you, we still advise you to go through the rates, rewards and fee before submitting the application.

The major feature of this category of “good to excellent credit credits” is that many cards offer 0% introductory rate on purchases and funds transfer. This is ideal for all types of consumers who are seeking to decrease their monthly expenses.

American Express Cash Magnet® Card

(1 customer review)

Annual Fee

$0

BT Intro APR

0% on balance transfers for 15 MONTHS

Purchase Intro APR

0% on purchases for 15 months

Regular APR

14.49%-25.49% Variable

Credit Needed

Excellent

Rewards

Cash Back

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

American Express® Gold Card

(1 customer review)

Annual Fee

$250

BT Intro APR

N/A

Purchase Intro APR

N/A

Regular APR

See Rates & Fees

Credit Needed

Excellent, Good

Rewards

Airlines

  • Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grub hub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Avianca Vuela Visa® Card

(1 customer review)

Annual Fee

$149

BT Intro APR

0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 14.74% – 27.74%, based on your creditworthiness.

Purchase Intro APR

N/A

Regular APR

14.74% – 27.74%, based on your creditworthiness

Credit Needed

Excellent, Good

Rewards

Airlines

  • 40,000 Bonus LifeMiles after first card use
  • Earn 3 LifeMiles per $1 spent on Avianca purchases
  • Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
  • Earn 1 LifeMile per $1 spent on all other purchases
  • No foreign transaction fees
  • 15% discount on purchases of miles with Multiply Your Miles
  • Free additional piece of baggage for travel between the United States and Central America
  • A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
  • An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option

Apply Now

Blue Cash Everyday® Card from American Express

(1 customer review)

Annual Fee

$0

BT Intro APR

0% on balance transfers for 15 MONTHS

Purchase Intro APR

0% on purchases for 15 months

Regular APR

14.49%-25.49% Variable

Credit Needed

Excellent, Good

Rewards

Cash Back

  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Blue Cash Preferred® Card from American Express

(1 customer review)

Annual Fee

$95

BT Intro APR

0% on balance transfers for 12 months

Purchase Intro APR

0% on purchases for 12 months

Regular APR

14.49%-25.49% Variable

Credit Needed

Excellent, Good

Rewards

Cash Back

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • NEW 6% Cash Back on select U.S. streaming subscriptions.
  • NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Blue Delta SkyMiles® Credit Card from American Express

(1 customer review)

Annual Fee

$0

BT Intro APR

N/A

Purchase Intro APR

N/A

Regular APR

17.24%-26.24% Variable

Credit Needed

Excellent

Rewards

Airlines

  • Earn 10,000 Bonus Miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
  • No Annual Fee.
  • Earn 2 miles per dollar at US restaurants.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Credit One Bank® Cash Back Rewards Credit Card

(1 customer review)

Annual Fee

$0 – $99

BT Intro APR

N/A

Purchase Intro APR

N/A

Regular APR

19.49% to 25.49% Variable

Credit Needed

Good

Rewards

Cash Back (Special)

  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy. Terms apply.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless

Apply Now

Deserve Pro

(1 customer review)

Annual Fee

$0

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

17.49% to 24.49% Variable

Credit Needed

Excellent, Good

Rewards

Cash Back

  • Enjoy Priority Pass Membership on us (Lifetime value worth $99)
  • Earn 3% cash back on Travel, 2% on Restaurants, & 1% cash back on all other purchases automatically.
  • No Annual Fee, No Foreign Transaction Fees, and No Late Fee on first late payment.
  • Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits
  • More Perks You Deserve: Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you’ll get a $45 statement credit. __Lemonade Insurance Rebate __- Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental – Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month’s rental.
  • Start/Stop card use + stay current with your FICO score with the Deserve mobile app
  • Start building your credit responsibly and enjoy the perks for good credit
  • No Deposit Required
  • See Rates & Fees

Apply Now

Gold Delta SkyMiles® Credit Card from American Express

(1 customer review)

Annual Fee

$0 introductory annual fee for the first year, then $95.

BT Intro APR

N/A

Purchase Intro APR

N/A

Regular APR

17.24%-26.24% Variable

Credit Needed

Excellent, Good

Rewards

Airlines

  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta.
  • Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 for a family of 4 roundtrip.
  • Receive Main Cabin 1 Priority Boarding on Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Hilton Honors American Express Card

(1 customer review)

Annual Fee

$0

BT Intro APR

N/A

Purchase Intro APR

N/A

Regular APR

17.24%-26.24% Variable

Credit Needed

Excellent, Good

Rewards

Hotels

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Hilton Honors American Express Surpass® Card

(1 customer review)

Annual Fee

$95

BT Intro APR

N/A

Purchase Intro APR

N/A

Regular APR

17.24%-26.24% Variable

Credit Needed

Excellent, Good

Rewards

Hotels

  • Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Luxury Card™ Mastercard® Titanium Card™

(1 customer review)

Annual Fee

$195 ($95 for each Authorized User added to the account)

BT Intro APR

0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.

Purchase Intro APR

N/A

Regular APR

16.49% This APR will vary with the market based on the Prime Rate.

Credit Needed

Excellent

Rewards

Flexible Options

  • Brushed Stainless Steel – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)

Apply Now