If you pay your complete credit card balance without any dues then you can get your interest charges waived off. But there is another method for this as well: apply for credit cards that have 0% introductory APR.

If you avail such an offer then you do not have to worry on interest however, this 0% introductory APR is valid only on purchases. Apply for any of the 0% introductory APR credit cards listed below and use our comparison tool to filter out the best one for you.

These cards are usually available to the candidates who have good to excellent credit. However, keep these factors in mind:

  • Duration of the 0% introductory rate.
  • The Amount Annual fee.
  • The APR rate once the introductory rate has finished.
  • Online Account Access, rewards program, free credit score inquiry.
  • Interest on Balance transfers.

 

American Express Cash Magnet® Card

(1 customer review)

Annual Fee

$0

BT Intro APR

0% on balance transfers for 15 MONTHS

Purchase Intro APR

0% on purchases for 15 months

Regular APR

14.49%-25.49% Variable

Credit Needed

Excellent

Rewards

Cash Back

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Blue Cash Everyday® Card from American Express

(1 customer review)

Annual Fee

$0

BT Intro APR

0% on balance transfers for 15 MONTHS

Purchase Intro APR

0% on purchases for 15 months

Regular APR

14.49%-25.49% Variable

Credit Needed

Excellent, Good

Rewards

Cash Back

  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now