This section lists down credit cards for fair to better credit scorers. If you are someone with a fair to better credit history then we advise you must go through the rates and fee for the potential credit cards. You should prepare yourself for moderately high rates with less to no rewards at all. However, you must set a target for yourself to maintain a good credit in near future. According to The Crediters the FICO range for fair credit score is 601 and 699.

If you have a fair or average score than it is likely that you would not be eligible for a lot of credit cards. However, this is not entirely true; in fact with proper approach you can shortlist the right credit cards for your requirements.

We cannot emphasize the importance of examining the rates and fee before submitting the application because credit card issuers usually assign high rates to individuals who do not have excellent credit score. In addition to the fees also take a look at the bank account details, online access, rewards and credit limit.

Blaze Mastercard® Credit Card

Annual Fee

$75

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

29.9% Fixed

Fair, Average

Rewards

None

  • Less than perfect credit? Looking to rebuild your credit? You may qualify for a Blaze Mastercard.
  • Credit limit up to $1,500 – most receive an initial credit limit of $350; some higher.
  • Once approved, you may get a credit line increase in as little as 6 months by: making on-time payments, staying below your credit limit, and keeping your account in good-standing.
  • An unsecured credit card with no deposits required!
  • Set up account and security alerts to stay in-the-know with activity on your account.
  • Securely manage your account on your time with our new and easy to use mobile app.
  • Enjoy U.S. based Customer Service!

Apply Now

Credit One Bank® Platinum Visa®

(1 customer review)

Annual Fee

$0 – $99

BT Intro APR

N/A

Purchase Intro APR

N/A

Regular APR

19.49% to 25.49% Variable

Credit Needed

Fair

Rewards

Cash Back

  • Enjoy peace of mind with $0 Fraud Liability
  • Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
  • Show off your personality by selecting from a variety of card designs, a fee may apply

Apply Now

Deserve Pro

(1 customer review)

Annual Fee

$0

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

17.49% to 24.49% Variable

Credit Needed

Excellent, Good

Rewards

Cash Back

  • Enjoy Priority Pass Membership on us (Lifetime value worth $99)
  • Earn 3% cash back on Travel, 2% on Restaurants, & 1% cash back on all other purchases automatically.
  • No Annual Fee, No Foreign Transaction Fees, and No Late Fee on first late payment.
  • Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits
  • More Perks You Deserve: Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you’ll get a $45 statement credit. __Lemonade Insurance Rebate __- Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental – Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month’s rental.
  • Start/Stop card use + stay current with your FICO score with the Deserve mobile app
  • Start building your credit responsibly and enjoy the perks for good credit
  • No Deposit Required
  • See Rates & Fees

Apply Now

First Digital Mastercard®

Annual Fee

$75.00 for first year After that, $48.00 annually

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

35.99%

Credit Needed

Fair, Poor

Rewards

None

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • Easy and secure online application – It takes just moments to apply.
  • Issued by Synovus Bank, Member: FDIC

Apply Now

First PREMIER® Bank Classic Credit Card

(1 customer review)

Annual Fee

See Terms*

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

See Terms*

Credit Needed

Fair, Average

Rewards

N/A*

  • BY YOUR SIDE EVERY STEP OF THE WAY – First PREMIER Bank values its customers and employees and helping them secure a bright future
  • Access to available credit for necessities
  • Choose which customized account management options are right for you
  • Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management

Apply Now

First PREMIER® Bank Credit Card

(1 customer review)

Annual Fee

See Terms*

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

See Terms*

Credit Needed

Fair, Average

Rewards

N/A*

  • YOUR HELPING HAND – A full-service website means First PREMIER Bank customers enjoy 24-hour access to easily manage personal account needs
  • Access to credit, and the things you need (subject to available credit)
  • Low monthly payment intended to fit your budget
  • Choose which customized account management options are right for you

Apply Now

First PREMIER® Bank Gold Credit Card

(1 customer review)

Annual Fee

See Terms*

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

See Terms*

Credit Needed

Fair, Average

Rewards

N/A*

  • WE’RE HERE TO HELP YOU – As the 12th largest issuer of Mastercard, First PREMIER Bank understands customer needs and is there for those who may be rejected by other issuers.
  • Access to credit, when you need it most (subject to available credit)
  • Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
  • Customized account management options to fit your needs

Apply Now

First PREMIER® Bank Mastercard® Credit Card

(1 customer review)

Annual Fee

See Terms*

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

See Terms*

Credit Needed

Fair, Average

Rewards

N/A*

  • WE’RE HERE TO HELP YOU – US-based customer service means First PREMIER Bank supports the economy impacting the lives of customers and those closest to them
  • Access to available credit when you need it
  • Low monthly payment intended to fit your budget
  • Build credit with First PREMIER – opportunity for credit limit increases after consistent responsible account management
  • Customized account management options to fit your needs

Apply Now

Indigo® Platinum Mastercard® Credit Card

(1 customer review)

Annual Fee

$0 – $99

BT Intro APR

N/A*

Purchase Intro APR

N/A

Regular APR

24.9%

Credit Needed

Fair, Average

Rewards

None

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Apply Now

Indigo® Unsecured Mastercard® – Prior Bankruptcy is Okay

(1 customer review)

Annual Fee

$0 – $99

BT Intro APR

N/A*

Purchase Intro APR

N/A

Regular APR

24.9%

Credit Needed

Fair

Rewards

None

  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.

Apply Now

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

Annual Fee

$0-$70

BT Intro APR

N/A*

Purchase Intro APR

N/A*

Regular APR

20.95% – 29.20% Variable

Credit Needed

Poor, Fair

Rewards

None

  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Credit Line Range $550 – $1,250, Doubling to $1,100 – $2,500.
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
  • Get your updated FICO® Score each month.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee

Apply Now

Milestone Gold Mastercard®

(1 customer review)

Annual Fee

$35 – $99*

BT Intro APR

N/A*

Purchase Intro APR

N/A

Regular APR

24.9%

Credit Needed

Good, Fair

Rewards

None

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

Apply Now