Get yourself a credit card with 0% introductory rate on APR for your balance transfers and save your financial costs for the month because no doubt such credit card can help you save a lot. With these credit cards you can cut down on your interest rate and consolidate your debt however these cards are generally given to people with good to excellent credit.

Even though the credit card issuers have many offers there are certain features you have to look into before submitting your application. Most crucial factor being the “balance transfer fee”, which would be stated in the terms and disclosure document. This fee falls between the ranges of 3% – 5%. The Chase Slate credit card currently offers an introductory $0 fee, if a balance is transferred within the first 60 days.

Additional factors include the interest rate, annual fee and the duration of the 0% fee.

You must remember that these cards are not for all credit cards candidates. These are for only those who are looking to save on interest rates and consolidate debts. Take advantage of our Compare Tool and compare all the credit cards with 0% Balance Transfers to shortlist the best offers for you.

American Express Cash Magnet® Card

(1 customer review)

Annual Fee

$0

BT Intro APR

0% on balance transfers for 15 MONTHS

Purchase Intro APR

0% on purchases for 15 months

Regular APR

14.49%-25.49% Variable

Credit Needed

Excellent

Rewards

Cash Back

  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Avianca Vida Visa® Card

(1 customer review)

Annual Fee

$59

BT Intro APR

0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 14.74% – 27.74%, based on your creditworthiness.

Purchase Intro APR

N/A

Regular APR

14.74% – 27.74%, based on your creditworthiness

Credit Needed

Excellent, Good

Rewards

Airlines

  • 20,000 Bonus LifeMiles after first card use
  • Earn 2 LifeMiles per $1 spent on Avianca purchases
  • Earn 1 LifeMile per $1 spent on all other purchases
  • 15% discount on purchases of miles with Multiply Your Miles
  • No cap on the number of LifeMiles you can earn
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option

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Avianca Vuela Visa® Card

(1 customer review)

Annual Fee

$149

BT Intro APR

0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 14.74% – 27.74%, based on your creditworthiness.

Purchase Intro APR

N/A

Regular APR

14.74% – 27.74%, based on your creditworthiness

Credit Needed

Excellent, Good

Rewards

Airlines

  • 40,000 Bonus LifeMiles after first card use
  • Earn 3 LifeMiles per $1 spent on Avianca purchases
  • Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
  • Earn 1 LifeMile per $1 spent on all other purchases
  • No foreign transaction fees
  • 15% discount on purchases of miles with Multiply Your Miles
  • Free additional piece of baggage for travel between the United States and Central America
  • A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
  • An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option

Apply Now

Blue Cash Preferred® Card from American Express

(1 customer review)

Annual Fee

$95

BT Intro APR

0% on balance transfers for 12 months

Purchase Intro APR

0% on purchases for 12 months

Regular APR

14.49%-25.49% Variable

Credit Needed

Excellent, Good

Rewards

Cash Back

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • NEW 6% Cash Back on select U.S. streaming subscriptions.
  • NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

Apply Now

Luxury Card™ Mastercard® Black Card™

(1 customer review)

Annual Fee

$495 ($195 for each Authorized User added to the account)

BT Intro APR

0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.

Purchase Intro APR

N/A

Regular APR

16.49% This APR will vary with the market based on the Prime Rate.

Credit Needed

Excellent

Rewards

Flexible Options

  • Stainless Steel – Patented Black-PVD-Coated Metal Card
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $495 ($195 for each Authorized User)

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Luxury Card™ Mastercard® Gold Card™

(1 customer review)

Annual Fee

$995 ($295 for each Authorized User added to the account)

BT Intro APR

0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.

Purchase Intro APR

N/A

Regular APR

16.49% This APR will vary with the market based on the Prime Rate.

Credit Needed

Excellent

Rewards

Flexible Options

  • 24K-Gold-Plated – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Annual Fee: $995 ($295 for each Authorized User)

Apply Now

Luxury Card™ Mastercard® Titanium Card™

(1 customer review)

Annual Fee

$195 ($95 for each Authorized User added to the account)

BT Intro APR

0% For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.

Purchase Intro APR

N/A

Regular APR

16.49% This APR will vary with the market based on the Prime Rate.

Credit Needed

Excellent

Rewards

Flexible Options

  • Brushed Stainless Steel – Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ – Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)

Apply Now