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12 Best Credit Cards For Travel in March 2020 – Best Rewards Cards

best credit cards for travel

Nowadays, everybody is on the go! Whether it be for business or pleasure, the best credit cards for travel make sure, you enjoy EVERY mile you cover.

Best Credit Cards For Travel: How To Make The Right Choice

Choosing the right credit card as you travel can let you enjoy a number of valuable perks. Think of all the free checked bags, complimentary lounge access, and much more. But the question is: How do you make the right choice?

The first thing to do in this regard is consider the different factors related to travel. This is how you can make it work in 5 simple steps:

1. First of all you need to decide whether you are more interested in hotel benefits or airline perks. You can also opt for co-branded cards that are in partnership with different brands.

2. Aim at accessing the cards with the best rewards. For example, having a credit card with no black out dates or expiration date can be a huge benefit.

3. Run a check over the amazing sign-up bonuses and other on-going rewards. Some cards such as the Venture offers a bonus as high as 50,000 miles after you spend $3,000 within the first 90 days of the card’s use.

4. Another basic factor to keep in mind is that you should focus on avoiding foreign transaction fee. According to the financial analyst Ted Rossman,

“Foreign transaction fees have fallen sharply in recent years as card issuers sought to attract the kinds of affluent customers who travel internationally.”

According to another study, the number of credit cards that charged foreign transaction fee have fallen from 77% in 2015 to 46% presently.

5. It’s also a good practice to consider multiple credit card usage. This means you can consider an airline credit card to enjoy priority boarding and a general-purpose credit card for spending.

1. Capital One® Venture® Rewards Credit Cards

Capital one Venture Credit Card

This is a general purpose card with a number of rewards and benefits. Although it does not have a very exciting sign-up bonus, the card will cover for a number of travel expenses for you!

Travel benefits

  • Win 50,000 miles on spending $3,000 within the first 3 months of use. This is equal to $500 in travel.
  • Win 2X miles on every purchase.
  • Transfer the earned mils to at-least other 12 leading travel loyalty programs.
  • No blackout dates.
  • Travel accident insurance.
  • Automatic insurance for a covered loss with no extra charges
  • No foreign transaction fee.

2. Discover it

discover it

The Discover it card offers a wide range of features. You can redeem the miles earned in form of statement credit or cash, anyway you like. However, the Discover it card is better suited for domestic travel as compared to international travel.

Travel benefits

  • Earn 1.5X miles/$ spent on every purchases.
  • No blackout dates.
  • All the earnings will be automatically matched by the end first year. if you win 35,000 miles they will be equivalent to $700 in travel.
  • Easily redeem the earned miles as statement credit to cover for travel expenses.
  • Freeze your account immediately in case of emergency to prevent further transactions and purchases.

3. Capital One VentureOne Rewards Credit Card

Capital One VentureOne Credit Card

This card is for the people who just started traveling and want to settle for a reliable card. The Capital One VentureOne is in partnership with a number of travel partners with many ongoing rewards. This is the best choice for annual trips and travel.

Travel benefits

  • No foreign transaction fee.
  • Win 20,000 miles on spending $1,000 purchases within the first 3 months. This is equal to $200 in travel.
  • Earn 1.25X miles on all the purchases.
  • No blackout dates.
  • No limit on how many miles you can earn. There is also no expiry date.
  • The earned miles can also be transferred to 12 other leading travel loyalty programs.

4. Sapphire Preferred Card

sapphire preferred card

This is one of the best credit cards for travel when considering both international and domestic tours.

Travel benefits

  • Win 60,000 bonus points on spending $4,000 within the first 3 months of card use. This is equal to $750 in travel.
  • Win 2X points/$ on travel and dining out.
  • Win 1X points/$ on all other purchases.
  • Enjoy 25% more value when you redeem the points for hotel stays, car rentals, cruises, and airfare.

5. The World of Hyatt Credit Card

World of Hayat credit crd

Although this is not a competitive name in the list of best credit cards for travel, it does offer a handsome number of perks for those who spend a lot of time in hotels.

Travel benefits

  • Enjoy 1 night free at any hotel when you complete a year being card user.
  • Enjoy an extra night free at any hotel if you spend $15,000 during your card-member anniversary year.
  • Win 4 points/$ spent at Hyatt hotels.
  • Win 2 points/$ spent on buying airline tickets, on transits and on restaurants.

6. Wells Fargo Propel American Express Card

Wells fargo

The points you earn with the Propel card are very flexible. You can redeem them for travel benefits. However, you can not transfer the points to outside loyalty programs.

Travel benefits

  • Win 20,000 points on spending $1,000 within the first 3 months of card use. This is equal to $200 in travel.
  • Lost luggage insurance.
  • No foreign transaction fee.
  • Cellphone protection plan.
  • Win 3X points on transit, travel, dining-out, gas station as well as on streaming services.
  • Win 1X points on ALL other purchases.

7. Bank of America Travel Rewards Visa Credit Card

Bank of America Travel Rewards Visa Card

The Bank of America Travel Rewards Visa Credit Card bets many other candidates on the list of best credit cards for travel. Being free of transaction fee means it is an ideal choice for travel or online purchases.

Travel benefits

  • Win 25,000 points on spending $1,000 within the first 3 months of card use. This is equal to $250 in travel.
  • Win 1.5X points/$ spent on all purchases.
  • No annual fee and no foreign transaction fee.
  • Use the card to make a booking anywhere. You will not have to stick to any website or blackout dates.
  • You can redeem the points earned as statement credit to cover for flight, hotels, packages, baggage, or rental car expenses.

8. Capital One Spark Miles for Business

Spark miles

The travel perks of this credit cards are unmatched by any other. Although there is a minimal annual fee, it is a small amount to pay for the all the comforts the Capital One Spark Miles will provide you as you travel.

Travel benefits

  • Earn up to 50,000 miles on spending $4,500 within the first 3 months of card use. This is equal to $500 in travel.
  • Earn 2X miles on EVERY purchase without any category restrictions.
  • Earn 5X miles on car rentals and hotel bookings.
  • Get up to $100 credit for TSA PreCheck or Global Entry application charges.
  • All the points earned can be immediately redeemed for flight charges, hotel bookings or ride services as you travel!
  • The miles can also be transferred to other loyalty programs.
  • No blackout dates.
  • Free of extra fee on foreign transactions.
  • No seat limitations.
  • You can also get one statement credit per account every 4 years. Although your account needs to remain active with good score when credit is applied.

9. Ink Business Preferred Credit Card

Chase preferred

Although the card offers amazing sign-up bonus and handsome amount or rewards in other categories, it lacks a lot of perks when considering other cards better suited for traveling. Nonetheless, the Ink Preferred credit card is a good choice for occasional travelers.

Travel benefits

  • Earn 80,000 on spending $5,000 within the first 3 months of card use. This is equal to $1,000 in travel through Chase Ultimate Rewards.
  • Earn 3X points/$ spent on the first $150,000 spent on traveling.
  • Earn 1X point/$ spent on ALL other purchases.
  • Redeem the points with 25% higher value through Chase Ultimate Rewards.
  • The points have no expiry date as long as the account remains open and active.
  • No extra fee on foreign transactions.

10. The Platinum Card from American Express

american platinum card

The annual travel credits with Platinum card are never ending. Before you worry about the high annual fee ($550), compare the travel benefits with other best credit cards for travel. You will realize that, in the long run, you will do more than just recoup the cost.

Travel benefits

  • Earn 60,000 points on spending $5,000 within the first 3 months of card use.
  • Win 5X points for booking flights with American Express Travel or directly with airlines.
  • Win 5X points on prepaid hotel booking using amextravel.com.
  • Get a chance to save up to $200 annual on Uber. With the Platinum card you can enjoy free rides on Uber for up to $15 as well as VIP status. It also offers a $20 bonus in December.
  • Earn up to $200 Airline Fee Credit.
  • Earn up to $200/year in baggage fees.
  • Get an access to a number of airport lounges across the globe.
  • Enjoy other complimentary benefits that will account up to $550 with Fine Hotels & Resorts.

11. Chase Sapphire Reserve

chase sapphire reserve

The Chase Sapphire Reserve benefits towards travel are a rare find. This credit card remembers just how easy it is to lose your luggage during a trip and cares enough to cover the cost!

Travel benefits

  • Win 50,000 points on spending $4,000 within the first 3 months of card use. This is equal to $750 in travel.
  • On each account anniversary year, get up to $300 credit as a reimbursement for travel purchases.
  • Earn 3X points/$ spent on dining out.
  • Earn 1X point/$ spent on ALL other purchases.
  • Redeem the points with 50% higher value using Chase Ultimate Rewards.
  • Transfer the points to a number of other loyalty programs with a conversion rate of 1:1.
  • Lost luggage reimbursement.
  • Enjoy access to 1,000+ airport lounges across the world.
  • Get up to $100 fee credit for TSA PreCheck or Global Entry.

12. Bank of America Premium Rewards Visa Credit Card

Bank of America Premium Rewards Visa Credit Card

The rewards offered by the card is worth for all the frequent travelers. This biggest plus point is that the ongoing rewards cover more than just traveling expenses and international dining. Have a look!

Travel benefits

  • Earn 50,000 points on spending $3,000 within the first 3 months of card use. This is equal to $500 on travel.
  • 2X points/$ spent on travel and dining purchases.
  • 1X point/$ spent on ALL other purchases.
  • There is no limit on how much points you can earn.
  • The points earned do not have an expiry date as long as your account stays open and active.
  • The points can be redeemed in form of statement credit, deposit in Bank of America accounts, credit in Merill accounts or gift cards eligible for use at the Bank of America Travel Center.

What’s Your Pick?

For all of you who are always on the go and want to make sure you have the best trip, hopefully this article has given enough insight to choose the best credit cards for travel. Have a safe journey, folks!

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